Affordable Health Insurance for You & Your Family
Due to the rising cost of health insurance, 1 out of 5
working Americans are uninsured, which risks their health and financial
security. Essential StaffCare sm
is an employer sponsored group health plan with annual limits that keep
it affordable. It is available with low group rates with no medical
questions. Essential StaffCare helps you get professional medical
attention to treat health conditions early, to keep you and your family
healthy.
Why do I need Health Insurance
- 18,000 People Die Prematurely Each Year Because They Lack Health Insurance and Access to Professional Medical Care (Institute of Medicine; 2003)
- Uninsured Women Are 50% More Likely To Die of Breast Cancer (New England Journal of Medicine, July 2002)
- Uninsured People Are 50-100% Sicker By the Time They Get to the Hospital (JAMA, 2000)
- Uninsured Pay Up to 3 Times as Much as Insured for Hospital Care Because They Don’t Have Access to Network Price Discounts (National Journal; October, 2003)

You must enroll for medical coverage in order to elect the dental, term life, disability and vision insurance benefits. The weekly premium will be automatically deducted from your paycheck. After enrolling and your first deduction, you will be mailed a personalized ID card that you can use when visiting doctors and hospitals. Network providers have agreed to negotiated price discounts and they will file claims for you. If you don’t have access to a network, that’s okay too, as there are no out-of-network penalties. However, negotiated price discounts are only available with network providers.
Questions?
Call the Customer Service Hotline between 8:30am and 8:00pm EST
1-866-798-0803
*Subject
to plan exclusions and limitations. This is only a brief description of
benefits. Please refer to your plan booklet for more details.
Insured
by BCS Insurance Company and BCS Life Insurance Company. Administered
by Planned Administrators, Inc., a wholly owned subsidiary of Blue Cross
of South Carolina.